What are Xero's new US prices from October 1, 2026?

Since October 1, 2026, Xero's US monthly plans are Early $27 (was $25), Growing $59 (was $55), and Established $97 (was $90) — increases of roughly 7 to 8 percent. Confirmed on Xero's own US pricing page.

Does Xero offer an annual prepayment discount in the US?

No. Xero US bills monthly and auto-renews monthly; there is no annual plan and no annual prepayment discount, despite some third-party sites quoting a roughly 10 percent annual saving. Verified against Xero's own US pricing page.

Dated price change — now in effect

Xero raised its US prices on October 1, 2026 — the exact new figures

Every US plan went up on the same date. Here's what your clients now pay, confirmed on Xero's own pricing page.

Effective 2026-10-01 · new list prices first seen on Xero's US pricing page 2026-10-03, re-confirmed 2026-10-04

Xero's US price increase took effect on October 1, 2026, and we confirmed the new list prices on Xero's own US pricing page. If you quote, rebill or advise clients on Xero, these are the numbers to use from now on.

The new Xero US prices (from October 1, 2026)

Plan	Before (to Sep 30)	Now (from Oct 1)	Change
Early	$25/mo	$27/mo	+8%
Growing	$55/mo	$59/mo	+7%
Established	$90/mo	$97/mo	+8%

Plan limits unchanged: Early includes 20 invoices and 5 bills; cash-flow forecasting runs 30 / 60 / 180 days by tier.

What to tell your clients

A few dollars a month looks trivial until you multiply it across your book and the year: that's +$24 a year on Early, +$48 on Growing and +$84 on Established, per organization. Decide whether you absorb it or pass it through, and tell affected clients before the renewal invoice does it for you.

Don't confuse this with Xero's other-country changes. Xero also raised UK prices in September 2026 (different plans, in GBP), and Australia had its own increase on this same October 1 date (in AUD, including a plan confusingly named "Grow" — not the US "Growing"). If you serve US clients, the only figures that matter are the October 1 US numbers above: $27 / $59 / $97 in USD.

One more thing aggregators get wrong

Some third-party sites quote an "~10% annual prepayment discount" for Xero US. There isn't one — Xero US bills monthly and auto-renews monthly; there is no annual plan to discount. If you've been quoting an annual Xero saving, that's worth double-checking.

Get the change the morning it lands, not from an invoice

StackWatch tracks Xero, QuickBooks, BILL, Gusto and dozens more every day and confirms each change against the vendor's own page before flagging it. Xero's October 1 increase is exactly the kind of change we confirm the morning it lands — the next one could be a tool your clients use.

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